This is your reality now.

There was no lottery ticket or moment of pure celebration. It came from a funeral, a diagnosis, or a phone call you still remember the exact words of.

And somewhere between the service and the paperwork, you became someone different: The one with the money now; The one who has to decide; The one everyone is quietly watching. 
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Therapy for the wealth, the estate, and/or the business that you now have to navigate.

The money and the conflict
you didn't ask for.

IFS Therapy For Sudden Wealth, Inheritance, & Business Succession in Maryland & Virginia

The will was read.

Someone got more.

Someone got less.

Someone thinks you took something that belonged to them.

Or you're already anticipating the fight.

Now you're trying to protect relationships while making decisions that may permanently change them.

The Family Conflict

You were named the successor or you became the person everyone expects to take over.

You may love the business. You may resent it. You may have no idea whether you actually want it.

Either way, you're now responsible for something that existed before you did and other people have opinions about what happens next.

The Family Business

You inherited wealth you don't feel comfortable having.

A parent, grandparent, partner, family member, or someone close to you died and suddenly money, property, investments, or other assets became yours.

You may be grieving while simultaneously making decisions you never expected to make.

The Inheritance

There are 3 very different ways people arrive here. 

You inherited a decision.

You Didn't Just Inherit Money.

Some things this money can't fix.
Grief isn't one of them.

This isn't about the money and it isn't only about the family conflict either...not really, anyway.

It's about a part of you that got handed an enormous responsibility alongside discomfort, on someone else's timeline. 

It Didn't Come The Way Anyone Imagines It

For some, it shows up as guilt: wealth that arrived without effort, sitting uneasily next to everything you were taught about earning your place.

For others, it's the dread of a fight you can already see coming because you were chosen and someone you love wasn't.

For a handful, it's the weight of stewardship: a company, a portfolio, a family's legacy now resting on decisions you never trained for.

None of this makes you ungrateful. It makes you human as you're holding something that changes who you are in the eyes of everyone around you, whether or not you feel any different on the inside.

Inheritance. Death. Succession. Wealth transfer. Family business. Will. Settlement.

What Happened:

  • You became the person with the money
  • You became the decision maker
  • You became the successor
  • You became the family member everyone is watching

What Changed:

  • Sibling resentment
  • Guilt
  • People treating you differently
  • Fear of losing the money
  • Feeling undeserving
  • Sudden responsibility
  • Long lost relatives re-appearing
  • Uncertainty about who knows
  • Discomfort about telling friends
  • The isolation

What Nobody Warned You About:

  • Making financial decisions while grieving
  • Answering questions you don't want to answer
  • Trying to determine whether someone's request is genuine or about the money
  • Managing family members' feelings while pretending you're fine
  • Wondering whether having this much money changes who you're allowed to be
  • Uncertainty around whether saying no makes you selfish or whether saying yes will make you resentful.

What It's Costing You

We make room for the parts of you that don't agree about what should happen next.

One part may want to give the money away.

Another wants to protect it.

One wants to keep the family together.

Another is furious that you're expected to be responsible for everyone's feelings.

One feels grateful.

Another feels guilty.

Another doesn't even want any of this.

Therapy gives those parts somewhere to be heard so you can make decisions from clarity rather than guilt, fear, obligation, or pressure.

What Therapy Actually Does

You can take responsibility for what was entrusted to you without making it your entire identity.

You can say no without becoming the villain.

You can have money without apologizing for having it.

You can grieve the person you lost without spending the rest of the process managing everyone else's emotions.

Your family's expectations don't have to make your decisions for you.

The inheritance doesn't have to dictate your identity. 

You Get To Decide What Happens Next

"I cannot recommend Kiara enough. Her understanding of IFS (internal family systems) therapy and the way she walks you through it all to understand it as well is unmatched. Shes patient, considerate, and truly listens. Her approach to your mental health never feels “copy + paste”, it’s always felt like a tailored approach to whatever I’m experiencing. She also leaves you with incredible tools to apply to your every day life to successfully implement the internally family systems (IFS) protocol."

How I've Helped My Clients

Inheritance frequently arrives wrapped around a loss. We don't rush past that.

We make room for the grief that often gets skipped.

Whether that means finding your own voice inside a family business you didn't choose, navigating a sibling relationship that's fractured over the will, or finding permission to actually use money you didn't earn, we build toward decisions you can stand behind, not decisions built to keep the peace at your own expense.

We work with the responsibility itself, not around it.

The guilt, the resentment, the numbness, the second guessing; Understanding what each part is protecting you from. 

We start by finding what's actually loud right now

My approach is Internal Family Systems (IFS), which is a model built on a simple truth: you are not one uniform feeling about this. Part of you may feel grateful. Part of you may feel guilty. Part of you may be furious that this was ever put on your shoulders at all. None of those parts are wrong and none of them need to be silenced for you to move forward.

How I Work

Frequently Asked Questions

Do I need a specialist in this, or will any therapist do?

Wealth and inheritance come with their own specific patterns of isolation, guilt, family conflict, an identity question that most generalist therapy doesn't know to look for. Without that lens, it's easy for this to get treated as a side detail to the "real work" or for a therapist's own unexamined feelings about money to quietly shape the sessions.

Do I need to have a certain amount of money for this to apply to me?

No. This is relevant if what you inherited or received has become entangled with your identity, your family relationships, or your sense of safety, regardless of the number. That shows up differently depending on the amount, but the psychological pattern is the same.

I just inherited money and don't know what to do with it. Can therapy help with that?

Yes. This isn't financial planning. The emotional weight of sudden wealth is what therapy addresses alongside the financial guidance you're already receiving elsewhere. 

I was named executor and I'm being sued by a family member. Can you help with that?

This is one of the more common and more isolating situations that brings people to therapy. I can't advise on the legal case itself as that is your attorney's role. However, the experience of being blamed for decisions made in good faith deserves adequate support, separate from legal strategy.

I feel guilty about money I didn't earn. Is that normal?

This is extremely common and it deserves real attention rather than being brushed aside as a "good problem to have." Guilt about unearned wealth is one of the most frequent things that bring people to therapy.

I was left more than my siblings or other family members and I know it's going to cause a fight. Can therapy help before the conflict escalates? 

This is another common thread people reach out for, before things have blown up.

Is this confidential? Will my family or advisors know I'm in therapy?

Sessions are not shared with family members, advisors, or any third party, unless it falls within the limits of confidentiality.

Do you take insurance?

IFS intensives are private pay and not billed through insurance. If ongoing therapy is helpful after your intensive, I'm an in network provider with BCBS for eligible ongoing services. However, using insurance has the potential to neglect your privacy.

Where are you licensed and do sessions happen virtually?

I'm licensed in Maryland and Virginia with telehealth privileges in Florida. The pre and post-intensive sessions are virtual. The intensive itself is available virtually or in person in Baltimore, MD or Virginia Beach, VA, with the option to hold your Virginia Beach intensive on the beach, weather permitting.

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Begin with a conversation.

If something on this site felt familiar, you don't need to have everything figured out before reaching out.

You don't need the perfect explanation of what's wrong.

You can simply tell me what has been happening, what you've tried, and what you're hoping will be different.

You just need to stop carrying this alone.

We Make Room For Every Part of You That Has An Opinion About The Money

Schedule Your 90 Minute Pre-Intensive ⇢